What You Need for Your Loan Application

Use the following checklist to be sure you have everything you need for your loan application.

• Purchase Contract (for the purchase of your new home)
• Sales Contract (if you are selling your current home)
• Certified copy of the closing statement (if you have sold your home)
• All original paystubs for the last 30 days (showing your name, Social Security number, and year-to-date earnings)
• Original copies of your most recent W-2s and your most recent COMPLETE tax returns
• If you have a rental property: Your current rental agreement and your most recent two years’ tax returns with all schedules
• If you are self-employed or receive a 1099: Your most recent two years’ tax returns with all schedules and a year-to-date profit and loss statement and balance sheet
• If you own 25% or more of your corporation: The corporation’s most recent two years’ corporate tax returns with all schedules and a year-to-date profit and loss statement and balance sheet
• If you are commissioned: Your most recent two years’ tax returns with all schedules and year-to-date employee business expenses
• Information on residence history (for the past two years)
• Information on all outstanding loans and credit cards
• Originals of your last three months’ bank statements for all accounts
• Information on real estate you currently own
• Information about other personal property you own
• Copy of your driver’s license and another form of identification (Social Security card, passport, etc.)
• Payment for appraisals and credit report fees
• If divorced: All divorce papers including marital termination agreement and final decree (signed by the court)
• Original certificate of eligibility and DD214 (VA loans only)

Please contact your Realtor or Loan Officer with any questions or concerns.

*courtesy of Academy Mortgage and Nakia Evans, GRI, REALTOR

 Nakia Evans, GRI, REALTOR

Associate Broker

Coldwell Banker Residential Brokerage

22 W. Padonia Avenue, Ste. A-100, Timonium, MD 21093

Office phone: 410.252.2111 

Direct phone: 443-864-1358

Email: nakiaevans@cbintouch.com

www.NakiaEvans.CBintouch.com

Coldwell Banker and the Coldwell Banker Logo are registered service marks of Coldwell Banker Real Estate LLC. Coldwell Banker Residential Brokerage is owned by a subsidiary of NRT LLC. If you have a brokerage relationship with another agency, this is not intended as a solicitation.